About Experian’s Clarity Services

Experian’s Clarity Services specializes in alternative financial services data and solutions. Clarity’s suite of FCRA-regulated reports and scores give lenders visibility into critical subprime consumer information, including the thin-file and no-file consumer segments. Clarity is dedicated to making alternative financing services more accessible, trusted and effective for the clients and consumers it serves.

Clarity Data

Clarity’s unique data source is derived from a variety of financial service providers, including: online small dollar lenders, online installment lenders, single payment, line of credit, storefront small dollar lenders, auto title and rent-to-own.

Clarity focuses on data reporting for under-banked, near-prime, and subprime consumer segment because these consumers have minimal recorded data and accessing their creditworthiness proves to be a challenge for lending institutions. Clarity enables providers to know more about these consumers and assist in the underwriting process.

Real-Time Reporting

Clarity Services accepts the real-time reporting of consumer loan events. Real-time reporting enables the most accurate and up-to-date view of a consumer’s credit behavior and helps lenders mitigate risks.

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